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Build better credit with Aqua.For Aqua Timeless

Build better credit with Aqua.For Aqua Timeless

The card that claims yes to working for you create your credit rating whenever utilized responsibly

Representative (variable) for Aqua Vintage

Beginning borrowing limit from ВЈ250 to ВЈ1200

Build better credit with Aqua

The card that says yes to helpingyou grow your credit scorewhen utilized responsibly

37.9% APR

Representative (variable) for Aqua Timeless

Failure to create re re re payments on time or even to remain inside your borrowing limit implies that you may spend extra costs and may even make acquiring credit in the near future higher priced and hard.

Why Aqua?

Without headaches

always check your eligibility in under 60 moments, without any effect on your credit history

Helpful tools

Stay static in control with this handy software, text alerts, of good use guides and much more

Grow your credit history

You can be helped by us begin your journey to building a much better credit history once you handle your account well

Usage with Apple Pay

You possibly can make quick and purchases that are secure, through apps or in-store. Include your Aqua card to Apple Pay to begin purchases that are making along with your Apple products. For detailed put up and guidelines see, How to create Apple Pay.

No effect on your credit history

We assist over 4,000 individuals every and we could say yes to you too week. Whether you’re eligible without impacting your credit rating because we use SafeCheck, we can let you know. It is super effortless and you’ll have a reaction in under one minute.

37.9% APR

Representative (variable) for Aqua Timeless

We assist over 4,000 individuals every week, and then we could say yes to you personally too. Whether you’re eligible without impacting your credit rating because we use SafeCheck, we can let you know. It is super effortless and you’ll obtain a reaction within just 60 moments.

37.9percent APR

Representative (variable) for Aqua Timeless

Beginning borrowing limit from ВЈ250 to ВЈ1200

See just what our clients say


Credit available simply to British residents aged 18 and over. Susceptible to status. Terms apply. The APR applicable for your requirements will rely on our assessment of one’s application.

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Open to utilize with Apple Pay

Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are organizations registered in England and Wales with subscribed numbers 7297722 and 4134880 correspondingly. They form area of the NewDay selection of businesses. The authorized workplace for these businesses is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are regulated and authorised by the Financial Conduct Authority (FCA) with figures 690292 and 682417 correspondingly. NewDay Ltd can be authorised by the FCA beneath the Payment Services Regulations 2017 (ref no: 555318) when it comes to supply of re re re payment solutions. Aqua is just a trademark of NewDay Cards Ltd, that will be utilized under licence by NewDay Ltd.

Accountable creditfor the modern globe.

Adjustable APRs are priced between 12.99per cent 29.49%. Cards released by WebBank, Member FDICPricing and Fee Details

Expanding access through technology.

No fee that is annuallater and came back re re re payment charges use)

$500 – $5,000 restrictions

APRs 19.99percent – 29.49per cent

2% – 10% money back at select merchants

Accountable credit without charges.

1% – 1.5% cash return and more provides

$500 – $10,000 limitations

APRs 12.99% – 26.99percent

A new comer to credit

Ive never ever had a bank card, vehicle loan or home loan.

Ive never ever had a credit rating.

Im students, someone not used to the U.S., or an official individual on somebody elses bank card.

We keep a healthier stability in my checking/saving records.

Typical credit

we have not defaulted on that loan into the previous two years.

I’ve a credit that is limited, three years or less.

Im a gig/part-time worker with no income that is predictable.

We keep a balance that is healthy my checking/saving reports.

Good credit

We haven’t announced bankruptcy or defaulted on financing within the last 4 years.

We have actuallyn’t been a lot more than 1 month later on any bank card, medical bill, or loan in thelast 12 months.

We have actually possessed a credit or loan card for 36 months or even more with a borrowing limit above $3000.

Information supplied is actually for guide and suitable this criteria doesn’t payday loans in North Dakota guarantee approval.

We use your banking history to instantly create a Cash Score — a measure of your creditworthiness based on income, spending, and savings when you apply for Petal. You could be helped by it be eligible for a Petal charge card, even though you’ve never ever had credit prior to.


Take solid control of one’s cash, set a spending plan, and monitor your credit rating.


See just what you borrowed from, put up AutoPay, and keep an optical attention on all your valuable acquisitions.

Invest Planner

Set a budget to check out exactly how much you’ve kept to pay.

We offer you with all the current tools you will need to build thrive and credit. Even when the global globe is continually hoping to get you to definitely purchase material.

Its radically user that is simplified and mobile application makes it simple to control cash, track investing and build credit without considering it.

Whenever people subscribe to the card, theyre offered usage of an application that recommends them on cash administration decisionsthe app will tell individuals its good to aim to pay back their whole credit bill at the conclusion of this thirty days, but will perhaps not penalize them if they cant.

Petal makes use of a more holistic and underwriting that is comprehensive to look for the creditworthiness of charge card candidates when compared with conventional banking institutions that depend predominantly on a candidates FICO rating.